Government Sees Insurers as Tool to Encourage More Security

U.S. government seeks to have insurance industry leverage its power to encourage additional safety and security at major businesses and plants

That notion was also sounded by the Sept. 11 Commission. Its final report recommended that the insurance industry use a preparedness standard in evaluating businesses, which would be exposed to lawsuits if they did not comply with the standard.

"Private sector preparedness is not a luxury; it is a cost of doing business in the post-9/11 world," the commission wrote. "It is ignored at a tremendous potential cost in lives, money, and national security."